Moving Your Aging Parent to Assisted Living? Tips for an Easy Transition

Is your aging loved one having difficulty around their home? Are they becoming socially inactive or isolated? If so, then it might be the time to consider Assisted Living. Moving your loved one to a senior living facility is the right choice if you feel they cannot live alone at home. However, making a transition to an Assisted Living facility can be challenging. Your aging parent may resist at first and find it difficult to get settled to a new home.

So, how can you help make it an easy transition? Here are some tips that may help.

• Visit often – Before the transition, make sure to visit the Assisted Living facility along with your aging parent so that they get familiar with the staff, residents, surroundings and activities. Once they have successfully moved to the facility, make sure to visit often and stay in regular touch. This will make them feel loved, cared about and help them spend their twilight years peacefully.

• Help them maintain their independence – While it is important for you to stay in regular touch, becoming too overprotective may not be a good option either. Allow them to adjust at their own pace and maintain their independence. 

• Get them socially involved – Assisted Living facilities will organize a number of social activities and cultural programs for their senior residents. Encourage your senior family member to participate in some of the different activities available to them to stay socially connected and engaged.

The most important thing is to find a reputed facility that provides the best senior care services possible. If you are looking for a good Assisted Living Facility In Columbus, contact Always Best Care. The experienced care coordinators of the organization understand the needs of your loved one and help in finding a suitable senior living option.

For more information, call Always Best Care at (614) 284-6764.

Common Questions about Financing Senior Living

Over the last few decades, senior living has changed dramatically and there are more choices than there have ever been before. There are also a number of options for financing senior living. However, there are some common questions among families of seniors regarding the costs associated with these options.  

The most common questions about financing senior living are listed below:

1. How can you pay for assisted living? 

•  Bridge Loans – This loan can help if you have decided to sell your senior loved one’s home to pay for senior living. It is a short-term loan and you can easily pay for Assisted Living until the home sells. 
• Renting the Home – You can also consider renting your senior loved one’s home and the rental payments can help you in covering the cost of senior living. 
• Veterans’ Programs – If your senior loved one is eligible to receive a VA pension, they can use the benefits to pay for Assisted Living.

2. Can a life insurance policy be used to pay for senior living? 

Many times, life insurance can be taken advantage of. One way is by using a life settlement. This is the sale of an existing life insurance policy to a third party. It is typically sold for more than its cash surrender value to the insurance company, but less than its net death benefit. Here are some pros of this type of policy -

• In a life settlement policy, a large lump sum is often issued to pay for the senior’s home improvements, in-home care, or assisted/senior living.
• There are no restrictions on how funds are used and they pay up to seven times more than the surrendered cash value.
• You don’t have to make any premium payments and there are tax deductions available for long-term care usage. 

3. Are you sure that Long-Term Care (LTC) insurance covers Assisted Living or not? 

LTC insurance policies cover people who have chronic conditions or disabilities requiring them to seek help for the basic daily living activities. Policies differ but may help pay for care at home, in an assisted living community, or in any other long-term care center.

You need to consider a number of factors when it comes to LTC for financing senior living, including its benefits, which may be used in a home setting, assisted living or a long-term care center. They typically don’t cover the entire cost of care, but makes the senor care more affordable for you.

Want to learn more? Contact Always Best Care. Their care coordinators can help you find the right Assisted Living Community In Central Ohio. For more information, call them at (614) 284-6764.